| Commercial Credit Analyst III Job Description |
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| The following is a full job description for Commercial Credit Analyst III. Here are the requirements and responsibilities for Commercial Credit Analyst III along with statistics. If after reading this page you determine that Commercial Credit Analyst III is not the position you are looking for, you may want to try one of these similar titles: Credit Analyst III, Credit and Collections Analyst III, Credit Analyst II, Credit Analyst I, Commercial Credit Analyst I, Commercial Credit Analyst II, Commercial Credit Analyst IV, Credit and Collections Analyst I, Credit and Collections Analyst II |
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| Requirements and Responsibilities For Commercial Credit Analyst III |
| Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is generally independent and collaborative in nature. Contributes to moderately complex aspects of a project. Typically requires 4 -7 years of related experience. |
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| Also referred to as: Senior Commercial Credit Analyst |
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| Similar Jobs: Credit Analyst III, Credit and Collections Analyst III, Credit Analyst II, Credit Analyst I, Commercial Credit Analyst I, Commercial Credit Analyst II, Commercial Credit Analyst IV, Credit and Collections Analyst I, Credit and Collections Analyst II |
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| Level of Education: Commercial Credit Analyst III Salaries with a Bachelor's Degree, Commercial Credit Analyst III Salaries with a Master's Degree or MBA, Commercial Credit Analyst III Salaries with a JD, MD, PhD or Equivalent |
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| Industries: Business Services, Financial Services | |
